Swiss Property Sales has worked with many financial institutions across Switzerland over the years, ranging from local Cantonal Banks to Private Banks in order to provide a wide range of products for our clients to consider.
A full range of mortgages are available from variable to fixed rate products. The minimum deposit usually required for a property purchase is 25%, with fixed rates for mortgages starting as low as 1.75% making the rates some of the lowest in Europe. We can obtain 100% mortgages for clients who at this stage do not wish to exchange Sterling, Dollars or Euros into Swiss Francs – funds or investments do however need to be deposited with the bank.
If you are seriously considering buying a property in Switzerland, it may be worth visiting one of our banking partners to discuss the financing options available. Swiss bankers are under obligation to keep any information about you or your account strictly confidential.
The payment structure for a property varies with the location of the property you are buying, as the regulations vary from canton to canton. Generally speaking, there are several stage payments throughout the build period of a new chalet or apartment. Please see our Chalet Construction
page for more information.
If you are looking to move your financial affairs and residency status to Switzerland, our partner company based in Lausanne can assist you by providing a full relocation package, along with obtaining the required residency permits.